3) Stop Smoking:  Well over a thousand dollars a year can be saved if your a 1 ½ pack a day smoker.




4) Shop For A Better Credit Card Company: There are many companies that have outstanding offers. Here is a great website that provides access to over one hundred and sixty credit options from fourteen different banking institutions.
160 Options FOr Credit Cards In One Place

5) Avoid Overdraft Fees: Grr, this is one area where I have wasted too much money. There was a time in my life when my finances were so tight and I wasn't keeping a good record of my ATM withdrawals  very well. Needless to say my negligence cost me several over draft fees of $33 dollars.

6) Set Up Automatic Debits For Monthly Bills: Many utilities companies, and financial institutions,  will automatically debit an account every month when payments are due. This is a great way to avoid late fees. But of course,  it is a good idea to make sure you have money in the account to cover them or else,  WAM another overdraft fee.
she's available

Ways For Singles To Save Money

As I was reading a recent post in a community forum, that I manage, about saving money, I thought this would make for an interesting article. Here is a list of ways for singles to save money.


1) Change To A Free Checking Account: I did this recently with an account that was costing me an additional $13 per month. I just took a moment to meet with a banking representative and within minutes he converted my existing account to be free checking.

2) Join An Online Movie Club Like Block Buster: This is a great way to save money. Just think about the cost of gas these days.




Continued below
he's not married
article about being single
7) Spend Additional Time On The Internet: I canceled my cable bill,  which was running about $75 a month and started spending my time online. If I want to watch something, I just go to a family members house or visit with a  friend. This is easy for me to do because I do not like to watch sports. I do however enjoy Building Websites. If you are a creative person I would suggest giving it a try. The programs to build a website with are very easy to use and reasonably affordable. About half the cost of having a $75 a month cable bill.

8) Avoid Eating Out Often: This can consume a lot of money that could have been saved. I usually can purchase items from the grocery store,  that will provide for a healthy meal, for less than buying fast food. I can make about 5 really enjoyable meals for the cost of eating out at Apple Bees or Chillies.
9) Stay Single: Now there's a great idea, especially if your a guy. There are many other ways to save money of your single and not a smoker.


10) Find A Room Mate: If you enjoy having your privacy,  this may not be an option for you. I will save myself 6000 dollars this year due to having a room mate. That's worth sacrificing a little privacy to me.


11) Stop And Shop At Good Will: Some times I will check out Good Will for cloths. The other day i found two par of shorts in perfect condition for $6 each. They would have regularly been around $35 per par in a regular department store that sells the particular brand that I found.


There are many other ways for singles to save money but these are some that just came to mind as I was brain storming for this article.